Smart Money at Your Local Stanislaus Library

Learn how to better manage your personal finances with Smart Money at the Stanislaus County

Library. Several libraries will be offering special financial programming April 17 – 27. Participants

will have the opportunity to learn about managing 401Ks, applying for mortgages, saving for the

future, establishing savings and checking accounts and more! All programs are free and provide an

excellent opportunity to learn from local financial consultants and representatives. Programs are being

held:

• Ceres……………………………………………………………….. Monday, April 22 at 6 p.m.

Smart Money/Smart Ideas. A representative from H & R Block will discuss managing a 401K

plan, how investing can reduce the amount paid in taxes, and new Health Care law information.

This is a bilingual presentation.

• Ceres…………………………………………………….Saturday, April 27 at 12:30 &1:30 p.m.

Smart Money: Getting or Refinancing a Mortgage. A representative from Wells Fargo will

discuss applying for a mortgage and refinancing a current mortgage. The 1:30 p.m. program

will be in Spanish.

Denair ……………………………………………………………Wednesday, April 24 at 3 p.m.
Parent and Me Craft. Parents can teach their children the importance of saving money by
making a piggy bank together.
• Empire …………………………………………………………Thursday, April 25 at 3:30 p.m.
Money Quizzes. Children can have fun and win prizes by playing money games! This program
helps children learn how to count coins and paper currency.
• Hughson………………………………………………………….Thursday, April 25 at 5 p.m.
Understanding Banking Basics. A representative from Bank of the West will discuss how to
set up a bank account, saving money, how to write a check, and the difference between banks
and credit unions.
• Keyes ………………………………………………………Thursday, April 25 at 5 & 6 p.m.
Home Mortgage Workshop. A Wells Fargo Mortgage Loan Consultant will explain mortgage
concepts. The 5 p.m. presentation will be in Spanish.
• Modesto……………………………………………………………Tuesday, April 23 at 2 p.m.
Smart Money. A representative from Oak Valley Community Bank will discuss banking and
answer questions after the program.
• Newman …………………………………………………………….Tuesday, April 23 at 6 p.m.
Understanding Banking Basics. A representative from Bank of the West will discuss how to set
up a bank account, saving money, how to write a check, and the difference between banks and
credit unions.
• Oakdale…………………………………………………………Thursday, April 25 at 6:30 p.m.
Understanding Banking Basics. A representative from Bank of the West will discuss how to set
up a bank account, saving money, how to write a check, and the difference between banks and
credit unions.
• Patterson ……………………………………………………… Wednesday, April 24 at 6 p.m.
Planning for the Future. A representative from Patterson Financial will discuss factors to
consider when planning for a comfortable future. Financial planning tips and ideas will also be
discussed.
• Riverbank ……………………………………………………… Wednesday, April 17 at 6 p.m.
Save Money by Recycling. A representative from Habitat for Humanity will discuss how to
save money by using recycled materials.
• Salida …………………………………………………………… Monday, April 22 at 7 p.m.
Understanding Banking Basics. A representative from Bank of the West will discuss how to set
up a bank account, saving money, how to write a check, and the difference between banks and
credit unions. This program is for teens and adults, but all ages are welcome.

• Turlock…………………………………………………………… Tuesday, April 23 at 7 p.m.
Understanding Banking Basics. A representative from Bank of the West will discuss how to set
up a bank account, saving money, how to write a check, and the difference between banks and
credit unions. This program is for teens and adults, but all ages are welcome.
• Waterford ………………………………………………………… Saturday, April 27 at 1 p.m.
Coupon Workshop. Learn how to coupon and participate in a coupon swap. Participants are
encouraged to bring coupons and scissors!
For more information, please call the Modesto Library Outreach Department at 558-7817.